Three levels of environmental due diligence for lenders — match the report to the property's risk, from a fast database screen to a full ASTM Phase 1 ESA.
If your gut tells you the property is clean — the ESRI confirms the history is as quiet as it looks. An Environmental Professional's opinion and the databases, delivered in 48 hours or less for $250.
The RSRA, for heavier-duty database research for everyday commercial uses — restaurants, offices, medical — with SBA sign-off in 8 days or less for $850.
Gas stations, dry cleaners, industrial sites — uses that earn a site visit by an Environmental Professional and a full records review. Many come back fine; this is how you know your collateral is safe from contamination concerns.
Tell us the property type and use. We'll get you the right environmental report for the best price in the shortest amount of time.
A3 Environmental offers three levels of environmental due diligence. Not every transaction needs a full Phase 1 ESA — here is how to choose what fits your deal.
Tell us about the property and the loan. We'll recommend the right level of due diligence — and if it's a rush, we'll tell you honestly what's possible.
Environmental Professionals under ASTM E1527-21, backed by professional Errors & Omissions insurance on every report. When your credit committee asks who stands behind the findings, the answer is a licensed professional with coverage — not a database printout.
48-hour screens, 8-day record searches, rush options when a closing date is on the line. Environmental review shouldn't be the reason a closing slips — tell us the date and we work to your calendar, not ours.
We recommend the lightest report the risk allows — not the most expensive one we can sell. 5,000+ reports across every asset class means we've seen your property type before, and we'll tell you straight what it needs.
The SOP ties the required environmental investigation to the property's NAICS-based risk. Low-risk uses can often close on an ESRI or RSRA; higher-risk uses escalate to a Phase 1 ESA. Send us the address and use — we'll tell you which tier the SOP calls for.
Often yes. ESRIs turn in 48 hours or less and RSRAs in 8 days or less; rush options exist for Phase 1s. Tell us your date up front and we'll confirm what's realistic before you order.
Yes — our $275 3rd Party Review gives you an independent read on someone else's Phase 1 before you commit to a costly Phase 2 or clear a condition to close.
Our desktop products (ESRI, RSRA) are delivered nationwide; Phase 1 ESAs are available across our service regions with site visits scheduled to your timeline. Ask us about a specific state.
Either. Many lenders order directly and pass the cost through at closing; others have the borrower order and name the bank as a user of the report. Both are routine — tell us how your institution structures it and we'll set up the engagement letter and reliance language to match, so your credit file is clean the first time.
An independent Environmental Professional reads the Phase 1 you were handed and evaluates whether it meets ASTM E1527-21, whether the findings support the conclusions, and whether any recognized environmental conditions were missed or overstated. You get a short written opinion you can put in the loan file — either backing the original report or flagging exactly what needs another look before you lend against the property.
