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Lender Requiring a Phase 1 ESA?

Transparent pricing · Custom quote in 1 hour · ASTM E1527 compliant

3-Week Standard · 2-Week Rush · 1-Week Expedited
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5,000+ Reports
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3-Week Standard
ASTM E1527

How It Works

1

Submit Address

Fill out our quick form with your property address. We review the details and send you a custom quote within 1 hour.

2

Get Quote

Receive transparent pricing with no hidden fees. Choose your turnaround: standard 3 weeks, or rush options for tighter deadlines.

3

Receive Report

Our environmental professionals conduct the assessment and deliver your ASTM E1527-compliant Phase 1 ESA report, ready for lenders.

Fuel storage barrels requiring environmental assessment

Compare Our Due Diligence Services

A3 Environmental offers three levels of environmental due diligence. Not every transaction needs a full Phase 1 ESA — here is how to choose what fits your deal.

ESRI
Environmental Screen with Risk Interpretation — fastest, lightest, lowest cost.
$250
flat fee
  • Turnaround: 48 to 72 hours
  • Standard: Desktop screen (not ASTM)
  • Includes: Federal/state/county records, one-page opinion
  • Best for: Initial screening, budget-constrained deals
Learn About ESRI
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Phase 1 ESA
The lender-grade standard for commercial real estate due diligence.
$2,000*
*starts at, depending on complexity — contact for proposal
  • Turnaround: 15 business days
  • Standard: ASTM E1527-21
  • Includes: Site visit, interviews, full records review
  • Best for: Lender requirement, CERCLA defense
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RSRA
Record Search with Risk Assessment — SBA-approved, faster, less expensive.
$850
flat fee
  • Turnaround: 5 business days (48-hr rush available)
  • Standard: SOP 50 10 8
  • Includes: Records, aerials, historic directories
  • Best for: SBA loans on lower-risk properties
Learn About RSRA
Former dry cleaner storefront — a historic land use flagged in environmental site screening

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Paint buckets at commercial property requiring Phase 1 ESA

Understanding Phase 1 Environmental Site Assessments

A Phase 1 ESA is the standard environmental due diligence investigation for commercial real estate. It evaluates whether a property has been impacted by contamination from current or historical uses — protecting buyers, lenders, and investors from inheriting environmental liability. The assessment follows the ASTM E1527-21 standard, which is recognized by banks, government agencies, and the EPA as the accepted methodology for environmental site assessments.

Why Lenders Require a Phase 1 ESA

Federal law (CERCLA) holds property owners liable for contamination on their land, even if they did not cause it. A Phase 1 ESA establishes what is known as the "innocent landowner defense" — documented proof that the buyer performed appropriate environmental due diligence before acquiring the property. Without this defense, a buyer could be responsible for cleanup costs that can reach hundreds of thousands of dollars. That is why virtually every commercial lender, the SBA, and most institutional investors require a Phase 1 ESA before closing.

Our Assessment Process

Every A3 Environmental Phase 1 ESA begins with a thorough records review — examining historical aerial photographs, topographic maps, Sanborn fire insurance maps, and regulatory databases at the federal, state, and local level. Our environmental professionals then conduct a physical site reconnaissance, inspecting the property and its surroundings for visible signs of contamination such as staining, storage tanks, or chemical odors. We interview current and past owners, review relevant permits and violations, and evaluate neighboring properties that could pose an environmental risk.

The final deliverable is a comprehensive written report identifying any recognized environmental conditions (RECs), with clear conclusions and recommendations. Our reports are accepted by lenders nationwide and comply fully with the current ASTM E1527-21 standard.

Turnaround and Coverage

A3 Environmental completes Phase 1 ESAs with a standard 3-week turnaround from project authorization. When your closing timeline is tight, our 2-week rush and 1-week expedited options keep your transaction on track. We serve commercial property owners, buyers, and lenders throughout the Midwest — including the Greater Chicago area, Rockford IL, Milwaukee WI, Northwest Indiana, Peoria-Bloomington IL, and the Quad Cities region.

Abandoned gasoline service station — a former land use flagged in environmental site screening

Frequently Asked Questions

Phase 1 ESA pricing depends on property size, location, historical use, and complexity. A3 Environmental provides transparent, competitive quotes tailored to your specific property. Fill out our form or call (888) 210-2357 for a free, no-obligation estimate — most quotes are returned within 1 hour.
Our standard turnaround is 3 weeks (approximately 12 to 16 business days) from project authorization. We also offer a 2-week rush option (+$500) and a 1-week expedited option (+$1,000) for tight closing deadlines. A3 Environmental is known for meeting aggressive timelines without sacrificing report quality.
A Phase 1 ESA is required for most commercial real estate transactions where financing is involved. Banks, credit unions, and the SBA require it as part of loan underwriting. It is also commonly required when refinancing, changing property use, or during government or institutional property acquisitions. The assessment protects the buyer by establishing innocent landowner defense under federal environmental law (CERCLA).
A Phase 1 ESA includes a physical site inspection, review of historical records (aerial photos, maps, city directories), a regulatory database search at federal, state, and local levels, interviews with property owners and officials, and a professional assessment of any recognized environmental conditions (RECs). All A3 Environmental reports follow the current ASTM E1527-21 standard and are accepted by lenders nationwide.
ASTM E1527-21 is the current national standard that defines the scope, methodology, and reporting requirements for Phase 1 Environmental Site Assessments. Published by ASTM International, it replaced the previous E1527-13 standard. Lenders and federal agencies require reports that comply with this standard. Every A3 Environmental Phase 1 ESA is conducted in full compliance with ASTM E1527-21.
Ask About Phase 1 ESAs